Financial Technology
Overview
Fintech businesses in Nigeria operate under close regulatory attention from the CBN, SEC, and FCCPC, spanning licensing, anti-money laundering obligations, and consumer protection requirements that shift as products scale. Graypatch works with fintech founders and operators at every stage — securing initial licensing, structuring compliant products, and managing ongoing regulatory relationships as the business grows into new markets. This has included advising digital lenders through CBN's licensing framework for loan apps, and structuring merchant-of-record arrangements for platforms processing cross-border payments.
Relevant Clients
Fintech founders and operators, digital lending platforms, embedded finance and payments startups.
Engage Graypatch
Whether your organisation is managing a regulatory matter, structuring a transaction, or building governance infrastructure, we are prepared to advise.